Posts Tagged ‘home’

Anyone in Rural Southern California: Home Septic System Question?

Question Asked by zeebya: Anyone in rural Southern California: home septic system question?
How much should I budget to have a septic system put on my land that can handle two small-to-average-sized homes?

Best answer:

Answer by Jeremy M
Depending on DEM code requirements you may have to have two complete systems installed. One for each house. If it’s a start from scratch project you’re looking at $ 20,000 to $ 30,000 per system. HOWEVER the contractor may be able to avoid some of the equipment, excavation, and set up charges if you have the work all done at the same time. I’m going to say low side $ 35,000 and high side $ 50,000.

Answer by aussie
to many factors unknow to answer. Get 3 estimates from contractors that do this work

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How Much to Hook Up a Mobile Home to an Existing Septic Tank?

Question Asked by : How much to hook up a Mobile home to an existing septic tank?
Is it possible to place a mobile home on the same property as my father-in-law, and hook up to the same septic tank and well? If so, How much would it cost to do so?

Best answer:

Answer by joea
yes it is possible, however certain circumstances will dictate the cost. many factors play a role, including individual contractors. parts, labor, permits etc… best get 3 estimates for this. best of luck

Answer by Organized Chaos
It is not possible to share a septic system. It would need an its own individual septic system, and the cost varies but in my area right now it is atleast $ 5000 (to purchase the tank, have it delivered and installed, have the drain field dug and the pipes put in, etc.)

It may be possible to share a well, it depends on the ordinances in your area. Sharing a well would not be ideal, though- both homes would likely have issues with pressure, quantity, etc.

Answer by Karen L
Septic systems are designed to handle the size of house they’re installed for. If one was designed for a 2 bedroom house, you can’t hook up another 2 bedrooms to it. At least, it’s probably physically possible but you won’t get a permit to do it.

Answer by MaximumAsst
Sarah, yeah, I think it is possible. Your best bet is to get free estimates from local plumbing contractors. Here’s a great link to a handyman site that offers free very resourceful information to assist you in your project, and, ultimately, select a local plumbing contractor in an effort to get the best deal for you:

INFO ON LOCAL PLUMBING CONTRACTORS (WHO WORK ON SEPTICS):

http://yourhandymanzone.com/Your_Handyman_Zone_Free_Estimates_Plumbing.htm

I’m sure you’ll find the information there, specifically the tips, useful as it relates to being treated fairly by contractors and exploring the consumer-wise approach of getting free written estimates to find the best contractor in your area.

.
Source(s):
The Internet. Just whatever is available online and what I have on my mind, including the inclusion of relevant sites, like the one cited that came about from my efforts, which is intended to be useful. Helping people get the relevant info they want is great.

Answer by saaanen
No.

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Financing a Home with No Septic System?

Question Asked by blueiggi10: Financing a home with no septic system?
Hi, does anybody know if banks will give a loan on a house that has no septic system installed? I have the money to install it even after putting in the down payment, closing costs, etc. I was just wondering if this would be a major difficulty in securing the loan. Thanks to anyone who replies.

Best answer:

Answer by Mike
With this kind of transaction it is very important that you consult with an attorney who specializes in Real Esate Law where the property is located.

It is certain that if the property is not connected to a sewer or a septic system that this property was built without Building Permits.

It is entirely possible that you will never be able to have a legally permitted strcuture on this lot.

In rural areas structures are often built illegally because for one reason or another the property is not legally buildable.

In that circumstance the local authority with jurisdiction can require that you demolish the structure from the property and remove the structure from the property.

This property does not meet current building code if it is not connected to a sewer and does not have a current septic system.

This property represents a considerable risk to you that you will never be able to get building permits on the structure.

The price of this property should be discounted accordingly.

In most cases I would not pay more than land value for this kind of a property.

In other words I treat the existing structure as if it has no value.

Also if it appears that I will have to demolish the structure and start over, I deduct the cost to demolish the house (including dump fees which are often very large) from the value of the land if it were a bare lot to determine the amount of money that I am willing to offer for the property.

Suppose this property would have a Fair Market Value of $ 135,000 if the house had been built with permits.

For the purposes of the example we will say that the house if it had building permits would have a value of $ 45.000 and the land would have a value of $ 90,000 if the lot were bare and had no structure on it.

For example if the value of the bare lot is $ 90,000 and the cost to demolish the house and dump it is $ 30,000, then I will deduct the $ 30,000 cost to demolish from the $ 90,000 value of the bare lot.

The most Amount of money that I would offer for this property under these circumstances would be $ 60.000.

The law of the jurisdiction where the property is located will determine whether or not you can convert this property to a legal dwelling that does comply with the current Law, Building Code and Zoning Requirements.

You will find it to be extraordinarily difficult to get any financing whatsoever on a house that does not have a septic system and is not connected to the sewer.

I recommend that you ask the seller to provide the financing for a period of time. The period of time to be no less than one year.

Also the seller to provide financing at least for the period of time that you are unable to obtain conventional financing through a lender.

If this property cannot be brought up to code, you will never be able to get fiancing at decent terms. You may need to have seller financing until you can pay off the financing on the property.

If you can bring the property up to code with the necessary permits, then you may be able to refinance the seller financing and replace the seller financing with conventional financing.

Make certain that the jurisdiction where this property is located will permit you to install a septic system.

They probably will require a percolation test.

If the property fails the percolation test they may not permit you to install a septic system.

Speak with the building Depart ment of the City or County where the property is located. Ask them about this specific property.

Ask the Building Department why this property is not hooked up to a sewer system or septic system.

Also ask the Building Department to tell you what will be required to install a septic system or connect this property to the sewer.

Also ask the Building Department what will be required to get all of the required permits on this property.

Remember: If the property does not have a septic system, the structure was probably built without permits.

Explain to The Building Department that you want to get Permits on this property. Ask them what they will require.

Also, I recommmend that you have this property inspected by a Licensed General Contrator to make certain that this property complies with local building codes or can be brought into compliance with the Building Code at a reasonable Cost.
.

If the property passes inspection and is eligible for a building permit for a septic tank, hire a licensed contractor to install the septic tank with the required permits.

Also obtain any other required Permits from the jurisdictin where the property is located.

At this point you should now be able to go to a traditional lender to refinance the property into a conventional mortgage.

Answer by Lakerman
Hi, yes you can. The cost for the “repair” is treated as any other necessary for settlement. If it is a purchase transaction, obtain loan approval with funding provided on a final inspection (as it is for new construction) and after the system is installed you can close. Be sure to get lien waivers. You can also have the seller sign an agreement for you to do the job or have him execute a note and deed of trust for the cost of the repair, minimum loan is $ 5K in many states, and balloon the note to settlement. If he fails to sell after you do the loan you can force sale…there are many ways to accomplish a repair or improvement in a mortgage settlement. Good luck…

Answer by jlf
A house with no septic system or sanitary sewer tie-in must be in a state of incomplete construction. Is that is the case you are talking about? My guess is that lenders would want the seller to make things right first.

Answer by godged
Wow, that is going to be challenging. The only way I can see this coming together is if you can secure an FHA 203k loan, which is designed for rehabbing a home.

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Considering Purchasing a Home with a Septic System and Well Water?

Question Asked by Jen: Considering purchasing a home with a septic system and well water?
Is it a good idea? What are some things to look for. Depth of well? Septic systems I know nothing about. Anybody have them for a long time or work on them? Thank you for your imput.

Best answer:

Answer by twv706
I have one and you benefit by not having to pay for a water bill. Have a inspector come out to inspect the well and septic tank. You want to make sure your well is deep enough and your not going to run out of water in 5 minutes from the well being too shallow. Also, have the water quality tested to make sure its safe to drink.

Answer by ckm1956
#1) Get the water professionally tested. (bacteria AND minerals)
#2) How old is the pump?
#3) Is there a holding tank for house water?
#4) How deep is the well?
#5) What type of septic system? (tank or drain field)
#6) Last time it had to be cleaned?

Most of the time, having a well is trouble free. (At least ours have been.) If the pump breaks, then it’s not cheap. If the water is high in minerals, you can either buy a treatment system or live with it.

As for septic systems, you should give them “booster” treatments. The intervals depend on the products you use. We got ours from Home Depot.

Good luck!

Answer by Adam J
Make sure you sample the water first. I was on a contract job in Ohio and was put up in a house on well water. The water quality was literally so bad that I started showering at the local YMCA. A minor inconvenience for three months, but not something I would have wanted to put up with permanently.

I think the area I was in (Grove City OH, just south of Columbus) may have had exceptionally low quality water, but make sure you check to see if its OK with you. (I’ve heard it can also be a bit of a shock for people who are on city water.)

Answer by REALLY
well? not sure
septic tank: nothing to worry about really. about every month or so pour a bag a granulated sugar in your toilet and flush. they have other products for the septic tank that does the same thing but are costly.

Answer by Harry W
i have a septic and well system. the deeper the well the better, check the rating for the septic for how many people and how often it has been cleaned out. i m single bought a property rated for 4, has been clean for 3 yrs so far

Answer by yspring64
Homes with a well and septic system are fine. You must realize they do require some maintenance. It depends on the type of septic and water systems the house has. Not every house has a well – they might have a pond, a cistern, or a spring. Also, not every house has a septic tank and leachfield (many do), it might have a tank and filter bed, or an aeration system, or a mound, or something else.

Whatever you do, have the local health department do a well and septic inspection, including a bacterial water test (on the well). Get copies of the well and septic records. When was the septic tank last pumped out?

The health department is your best unbiased resource for well and septic system questions.

Answer by jthessen
before you buy in your offer stipulate that the owners are responsible for inspection of your septic system. the cost is cheap and even if the owners won’t do this you should have that done. depending on where you live your local health department will collect water samples and analize it at no cost, also ask the owners for information concerning the age of the well pump, and if it is a JET pump or Submersible. submersible is what you want. ask your realtor about the aquifer in the area. have a water well company inspect the system. if you do tese things you not have any surprises, a new submersible pump will cost you about $ 1200-1400

Answer by www.lendersgreen.com
Make sure you have the inspection done before you sign the contract of sale.

Answer by Myron
Here is your best answer;
The seller will have to have the septic tank pumped and inspected at sellers expense. Get a copy of such as the lender usually will not fund until they get their copy. Look for rows of buttercups or longer grass in rows in the yard. Either can be evidence of drainfield issues. The well needs to be certified by the county ecology department for purity and adequate supply. All info is extremely handy to keep for when you become the seller years from now. Can the well serve more than one residence ? If so that can be useful in the future. Does the well water require additional filtration such as iron removal or sulfur removal. I have sold hundreds of rural properties that have had wells and septic systems and any good agent should already have had the correct answers for you by now. The septic tank should be full when they open the access lid and the field discharge box access cover should also be uncovered. The tank if not full will be due to a crack in it and that will need repaired. The well cap should not allow bugs to drop down the casing. You can check that yourself. The pump will have a breaker box between it and the house. The breakers should be protected from rain and children being able to access them. Having no water or sewer bill is a good plus as long as the systems are in good working order. Some people use sugar others flush a packet of yeast into their septic once a month to keep the enzymes active. You do not want to use your garbage disposal like you did when on a sewer line as grease is not good for a septic tank. Lastly the tank itself should be large enough for your home to add 1 more bedroom. Septic tanks are rated by bedrooms in a house, not bathrooms. Should you want to add a 4th bedroom in a remodel you cannot sell the house as a 4 bedroom with only a 3 bedroom rated septic tank. Hope this helps you as most of the previous answers are city people that know little about rural things.

Answer by godged
Your state or county probably was a well water website which can give you information about the depths of wells in your area and check to see if yours is comparable. Check to see if your well and septic were permitted, just in case there are issues down the road. If it is an old well and septic, it may not be, and that is not cause for panic. Permits didn’t happen until the mid-70′s in most areas. The type of pump and septic is important. If you write an offer on the house, make sure that it includes that the seller provides either a very recent test regarding the function of the well, the quality of the water and septic or will pay to get it tested. Sometimes if well function is questionable, a house will have a holding tank. In times where you are not using the water (i. e. during the night) the well pump will kick on and fill your holding tank.

A well and septic really isn’t a scary proposition, just write your offer contingent on having a good well and septic system.

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If a Home Has Not Been Occupied in More Than a Year and Has a Septic System Are There Special Testing?

Question Asked by : if a home has not been occupied in more than a year and has a septic system are there special testing?
I am looking to purchase a home that has a septic system and has not be occupied for more than a year. Are there any special testing beyond that of the county because it has not been used in so long? I know that testing cannot be done until the home has been occupied for at least 90 days.

Best answer:

Answer by Lisa L
FHA requires a septic inspection if a house is vacant. I have never heard about the 90 day thing, maybe that is for a test, but the inspection has to be done prior to closing. Call a company that deals with septic systems for an inspection.

Answer by D
When ever you get a loan through a bank the require a home inspection. I would imaging that the septic tank is included in the inspection despite when the house was last used. As the inspector when he does it. If not be sure to get the home warranty just in case.

Answer by Sweetharttt
I would recommend that you always get a private inspection company to check out any property you are considering purchasing. They do a check to the septic system as well.

Answer by septicgenius.com
YES special testing is required to get a true result. A local professional engineer should preform a “hydraulic load” test on the system. The idea of testing the system after 90 days of use is TRUE. A system that has been “resting” a long time can give false positive results. If possible have the seller escrow funds to cover a new system so the system can be tested after 90 days of normal use. Again I recommend a professional engineer or licensed septic inspector (not a home inspector, but a septic specialist) Good Luck.

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If You Own a Home with a Septic System on It, Should You Put One Packet of Yeast Down the Toilet Once a Year ?

Question Asked by Hillbilly: If you own a home with a septic system on it, should you put one packet of yeast down the toilet once a year ?
A wise old man told me today that I should put one packet of yeast and flush it down my toilet once a year to help the septic system. Is this true ?

Best answer:

Answer by CatLover
Have lived in homes with septics for over 35 years and never heard of that one…
Check this out…http://septictankcare.net/adding-yeast-septic-tank-systems/

Answer by sonriel
yes, yeast breaks down solids

Answer by makes_us_smile
No yeast! Do not pour grease or any other fatty substances in the sink. They will shorten the life of your septic.

Answer by Laura
A few months ago I had my septic tank pumped and the guy told me to flush one of those small packets of yeast down the toilet about every 3-4 months. It helps to clean the solid waste in your septic tank, so u wont have to have it pumped as often . yes it literally eats the sh..!

Answer by Bingabells
There is a special treatment for septic tanks.It can be found in the cleaning goods aisle in the supermarket with drain cleaners,caustic products etc. The product we have here in Australia is called Actizyme & I’m sure you will find a similar one in your country.Never heard of yeast treatment & having lived on rural properties with septic systems for the past 40 years or more I’ve tried it all.

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Is It Expensive to Convert Your Propane Tank, Septic System, and Well Water from Your Home in NJ?

Question Asked by Don’t you get it??: Is it expensive to convert your propane tank, Septic system, and well water from your home in NJ?
I would like to buy this home but it has a propane tank, Septic system, and well water. I don’t want neither of them but I do want the house. Is it expensive to switch them all to City?

Best answer:

Answer by Irv S
Yes. Both involve new services from the street and connection fees.

Septic:
It doesn’t pay to do the sewer until the septic needs work, maybe
not even then. (Some municipalities charge a ‘rate’ for the service, ,
so don’t pay for it till you need it.)

Gas:
Depending on fuel prices, you might save by converting to natural
gas from propane. Your equipment conversion shouldn’t cost much,
but installing the Gas Service will.

Answer by controlfreak38
First these services need to be available where you live. Local utility connection fees vary WIDELY. Contact the local utility companies that provide those services where you live and get some budgets from them.

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Q&a: Is It Safe to Dump RV Waste into a Home Septic System?

Question Asked by Gep H: Is it safe to dump RV waste into a home septic system?
I have two inspection pipes in my yard, one that is about 6 inches in diameter and the one closer to the leach field is 4 inches in diameter. I also have two small clean out pipes near the house. If I dump, which pipe should I dump into, or would dumping overload my septic system?

Best answer:

Answer by NMexican
As to which clean out to dump in, it really should not matter. I would use one of the larger ones, for convenience. Depending on what is in the RV holding tank, it should not be a problem to dump into the septic tank provided you are not at margin, now. Make sure not a lot of bleach or ethylene glycol(car antifreeze) in the load. A 1000 gallon septic tank is good for about 10-12 people (+ -). Kind regards!……….

Answer by Larry G
Stress-reduction is the name of the game. I would use the 6 inch pipe and dump the black water tank first followed by the gray water tank. Hopefully you use some black water chemicals to promote the decomposing of the waste.

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I Have a Septic System at My Home the Tanks Fill Up Afterrain?

Question Asked by rustyham99: i have a septic system at my home the tanks fill up afterrain?
i have a level loop system . the septic guy says the lines are working fine but says i could help to install bio diffuser for the wash water . i found the diffusers &end caps. when installing the lines do i have to backfill with gravel . also how many panels should it take?

Best answer:

Answer by pinkteced
it’s probably ridded itself of natural enzimes that help break down the waste. better act fast before your problem gets worse.

Answer by srbyn1
Hey, I’m NO Pro, but is your Septic large enough? If it is, I’d still suspect the lines are not draining properly. Did this man flush out the vent-pipe going up through your roof, with the water hose? This can cause problems, but not sure just what kinds of problems. I do have a Septic, & they ARE vented, & it’s important that they stay that way. Mine is an older Septic, though, & I don’t know how the newer ones are done. I would get a few more opinions, though, from the pros , though. Maybe some will answer this, for you.

Answer by mad_1240
close the tops and the rain water will not get in.

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How Can You Pump a Septic Tank That Is Underneath an Add on to a Mobile Home?

Question Asked by PATRICK D: How can you pump a septic tank that is underneath an add on to a mobile home?
I discovered that the septic tank is underneath the add-on to my house. There is about 18″ of crawl space at that point. How do I get that pumped out? Could I put some 6″ pvc throught the hatch and 90 degree the pipe out from under the house to have it pumped? I need to get a new system put in place but I feel the old tank should at least be pumped out.

Best answer:

Answer by Winnie
professionals have long flexible hoses that will do the job. a small person may be able to get the hose to the cleanout pipe. tell them the layout when calling.

Answer by renpen
The guy that just pumped my tank could do it, but as suggested you should tell them what you have ahead of time. If the clean out opening is excessable they should be able to do it. Might cost a bit more for the extra effort. Most tanks have concret lids and that could be a challange in the crawl space.

Answer by tech7435
Hopefully you can see the lids. If you cant than you may have an issue. Its not much fun laying on your side digging. It would probably save you alot if you locate the lids for your pumping company.Hopefully you didnt build your addition but if you did this will be a learning experience for you

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When to Pump Septic Tank When Buying a Home?

Question Asked by looseygoosey: When to pump septic tank when buying a home?
We are purchasing a foreclosed home which has a septic tank in the backyard. We are wondering WHEN do we pump, service, and acquire the needed 1 year service contract from a septic company? Before the inspection period ends (7 days) or before closing?
We’re looking more into getting the system just inspected first to check its working condition, and then after the house passes the overall inspection (with satisfactory results), we’ll get the system pumped and under contract before we officially move it. Sound about right?
officially move IN***, not move it.

Best answer:

Answer by Pat
I would go ahead and pump it out before you move in and then depending on how big your family is then at least every three years again depending on the size of your tank. Some counties do require every year to be pumped, ours here is every three years if it is at least a 1000 gallon tank.
Better safe then sorry have it pumped and checked to be safe.

Good luck

Answer by Bonno
If sized properly never. I was always fascinated that each time I sold a house, I was including 1500 gallons of effluent. Now would be the time to do so if you must & you have a base line of how well it handles your usage. You can pick up the existing contract ( in Texas call your county, TECQ or governing body ) or choose from a list provided by the governing body. Ask the neighbors who they use & pick the one that most of the neighbors use. The time frame is some what irrelevant, you’re not going to get any monetary help from the seller, but if it is a completely shot system & needs replacing ( +/- 2 to 4K lines only – if it is an above ground spray system you can’t hardly wipe it out except the sprinkler heads) & you need the info to get out of the contract do it now, otherwise do it at your convenience.

Answer by Karen L
I would ask that the seller do it before purchase, as a condition of sale, and ask for a copy of the receipt showing it was done. If that’s not possible for some reason, I wouldn’t do it or pay for it(or any other work the place needs to be ready to move in) until the title was in my name.

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Can a Septic System Be Installed AFTER Moving a Mobile Home to Our Property?

Question Asked by Marie: Can a septic system be installed AFTER moving a mobile home to our property?
We bought a mobile home cash and now we’re buying the land to put it on, but the land does not have septic installed yet and it will be our responsibility to install it. We could wait until we install the system, but the mobile home is being stored at $ 8 a day storage fee. We were just wondering if we could move the home to our land first, then hire someone to install septic later.

Best answer:

Answer by bushmaster8
The simplest answer is YES, physically/mechanically you can install the home before the septic system, BUT…

Your local governing health department may have rules preventing that. In a lot of cases, people, if allowed to install the home, will just not get around to installing a proper septic system, but use the toilets, showers, baths, clothes and dish washers, and allow the sewage to just run out onto the ground, which is a VERY BIG HEALTH HAZARD.

Again, IF your local codes allow it, you can install the home first.

Check with your local Building Inspection Department [City if you're within a city limits, and your county if outside a city limit].

Answer by chasvanblom
SURE! – Depending upon the yard and accessibility to it, there should be no problem with getting the equipment (ditcher and front-hoe) there to dig the trenches for your septic tank and lateral lines.

Answer by DANIEL
yes but check differnt codes and permits sometimes hard to get sepit permit but if no problem the sepic is placed average 10+ feet from house or could be less

Answer by Sewerman
All good suggestions, but before you leap into the purchase of the building lot… Does the land pass a perk test? If the soil is poor, the cost of a septic system will be at least 3 times as much as it would be for a conventional style system in well drained soils. This is often a deciding factor in where to (or not) build a new home.

Answer by R K
you needed to have the land perc tested to make sure you can put a septic system in. before you bought it. septic systems don’t just work everywhere. you need the perc test to find out where the system needs to go after it leaves the tank. there has to be a place to put the drain field
or you can’t use a septic system. you need to check with the county
planning commission and they will tell you how big a tank you need
for the size home you have. they might recommend someone to put the system in for you. if a septic system won’t work you might need a sand
filter and their a lot more expensive than a regular septic. you did this backwards, you needed to find suitable land before you bought the mobile. you can install the system after the house is there.

Answer by Karen L
I don’t see why it would have to be a problem, but check with your local building department, they may have something to say about it. It might not be a bad idea to have the septic system in place first in case there are any wrinkles getting that in, or at least talk to a contractor and whoever approves septic fields(usually health dept) and get your septic plan in place, so you know where the field has to go before you put the house on. It would be silly to plunk the home on the lot and then find you’ve put it right where the field has to go. If the land you propose to buy isn’t currently approved for septic already, don’t buy it until it is or you might simply be buying a picnic site. $ 8/day is peanuts compared to what it might cost to install a septic system.

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Installing the Septic System

Installing the septic system of the zero energy home in CT. Please visit our site at www.zeroenergyhomesct.com

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SEPTIC TANK FUN!!

Old time septic tank fun. :(

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Septic Tank in the Making

the famous kopila septic tank!

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Setting the Septic Tank

Setting the septic tank into the fields 1250 gallons delivered to the site and placed in the hole under contract. Slow but sure because it has to go in perfect.

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    I Don’t Want a Septic Tank

    On the lot of our future home we discuss having septic tank asianlion7@gmail.com

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      Installing the Septic Tank

      The very first work done on our home was installing the septic tank. It was done in 2006 well before we started the house.

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        DIY 47 – Septic Tank Emptied and Destroyed

        Aongoing chronology of work I’ve done myself around the house. Learned a lot online from others so maybe someone else like me will be interested in seeing how it went for me. It all started about the year 2000. If it’s available, watch in high quality. These were old analog tapes recoded to digital. Sometimes it’s available – other times it’s not – I think youtube is still working on it.

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          DIY 46 – Surprise Septic Tank Found While Digging for Foundation

          Discovered a old unused septic tank right in the path of the new foundation. The house had been on city sewer since I moved in. Aongoing chronology of work I’ve done myself around the house. Learned a lot online from others so maybe someone else like me will be interested in seeing how it went for me. It all started about the year 2000. If it’s available, watch in high quality. These were old analog tapes recoded to digital. Sometimes it’s available – other times it’s not – I think youtube is still working on it.

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          Septic Tank Cover